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ARTQualify™ allows institutions to maximize their revenue potential with a given
customer, while also ensuring that they are adhering to risk-management policies. ARTQualify™ allows the specification of guidelines governing product availability
and selection. The application uses a decision engine to reconcile specific institution
guidelines with customer information and requirements, to determine eligible products
for that borrower. ARTQualify™ also provides conditions and exclusions
regarding the borrower's product eligibility, based on institution guidelines. Finally, ARTQualify™ provides a checklist of items required to verify the borrower's statements
on the loan application, and any additional requirements that may be placed on acceptance
of the loan-program stipulations. This checklist specifies which party is responsible
for meeting specific conditions or stipulations.
Benefits of ARTQualify™
- Integrates credit data from multiple sources.
- Analyzes and acts upon that credit
data according to specific company policy.
- Provides a list of conditions that
must be met in order for the loan to be granted.
- Applies product and underwriting guidelines to either validate a given product or
determine a set of eligible products.
- Considers multiple products in a single pass.
- Provides explanations of all decisions
made and why subsequent actions were taken.
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