MindBox® Power Portal
The MindBox® Power Portal is an eCommerce Point-of-Sale Solution designed for Brokers, Loan Officers and Lending Partners to transact business using the most efficient tools available.  This web portal, when combined with the ARTOptimize™ decisioning technology, delivers the most comprehensive qualification, eligibility, underwriting and pricing capabilities in the Industry.  The Power Portal is easily configured and adapts to the various process-flows to support multiple channels.  The technology provides superior decisioning at the Point-Of-Sale, thus reducing processing cycles, increasing pull-through and streamlining costs.

Features of MindBox® Power Portal

  • Configurable:
    • Customize the look and feel, including colors, fonts and logos using style sheets.
    • Customize the screen configuration - fields, help, drop downs etc., through administration screens.
  • Organizational Setup — secure user administration and organization configuration.
  • User Roles and Privileges — configure the Power Portal's behavior to support different capabilities for different -types.
  • Pipeline Management — view in-process loans as well as status and condition information from external loan-origination systems.
  • Deal Results — view individual deal scenarios, or compare multiple results side-by-side.
  • Rate Lock/Loan Register — select the deal that fits the best, and register with the system of record.
  • Integrated with the rest of the MindBox® ARTEnteprise™ product family for:
    • Product Eligibility — determine the best loan program for the scenario, including eligible results, failure conditions and near-miss analysis.
    • Automated Underwriting — view credit-based underwriting conditions, stipulations and decisions, including custom UW certificates.
    • Deal Structuring — view new deals created and recommended by ARTOptimize™ along side the original application.
  • Integrated Credit — utilizes Credit Manager Service for credit pulls (initial, reissue, single, joint).
  • Full Mortgage Application Screens — create and view full loan applications by entering loan data or importing from external systems.
  • Mini-Application Screen — create a reduced-data-set mini-application to get initial product eligibility and pricing information.

Benefits of MindBox® Power Portal

  • Provides an interactive playground for the user to explore different options to create the optimal deal — the MindBox® Power Portal not only displays deals created by ARTOptimize™ but also allows users to create and track their own variations of the application.
  • Easy configuration and rapid deployment — create a customized web presence without developing a custom solution.  The application configures easily, reducing the time to market.  Get up and running in as few as 30 days.
  • Industry Leading Decisioning Technology — the MindBox® Power Portal is integrated with the award-winning, ARTOptimize™, a decisioning engine which provides unique deal structuring and optimizing technology.
  • Reduce Costs — the MindBox® Power Portal provides an interface for originators to input full-or-reduced loan information, get real-time eligibility, product, pricing & underwriting decisions, as well as deliver these loans and check status.  24/7 online access reduces cycle times and "human touch" interfaces.
  • Easy to Use — the straightforward interface allows originators from all channels: Brokers, Loan Officers, retail originators and correspondent sellers, to quickly and easily transact business, get decisions and deliver loans.
  • Run stand-alone or integrate to your BackOffice — the design of the MindBox® Power Portal allows for rapid deployment with little or no integration.  The SOA architecture provides easy integration to virtually any LOS, CRM and system of record or other back office application.
  • Create the right interface for your business — whether you want mini-application, Quick-Quote, full registration, complete 1003, stated credit or real-time credit reporting integration, the Power Portal configures to your unique business requirements.