The ARTEnterprise™ Product Family is a suite of rules-based, decisioning software components.  They reduce cost and risk with a proven approach that enables rapid automation of your business policies.  Loan and account origination, sales, customer service, underwriting, pricing, product configuration, and deal negotiation are all examples of decision intensive processes that are automated by MindBox® technology.  This technology is so powerful it allows you to tailor each individual interaction to optimize your relationship with a given customer, regardless of  point of contact.  In addition, the ARTEnterprise™ Product Family helps your company retain and leverage its intellectual capital.  It captures the knowledge and decision processes of your best performers in an automated system, available 24/7.  As a result, everyone on your team performs at the level of your very best employee.  With the ARTEnterprise™ Product Family, your customers get the same high quality decisions or information regardless of how and when they look for it.  The ARTEnterprise™ Product Family incorporates ARTPrice™, ARTQualify™ and ARTOptimize™.

Benefits of MindBox® ARTEnterprise™ Product Family

• Every customer interaction now can be maximized with better lending decisions, because the MindBox® ARTEnterprise™ Product Family allows for improved integration of key aspects:  comprehensive lending knowledge and the best practices of top employees.
• A key result is increased revenue, owing to both the ability to find a solution for every situation by considering multiple product configurations and also to cross-sell other products or services.
• As all processes are driven by the company's policies, they facilitate the greater and faster throughput of loans in the system.
• Ability for the business-user to maintain and extend the rules in the system via the MindBox® Power Editor.
• Without sacrificing customization to the specific institution's guidelines, lending-decision systems are tracked onto faster deployment.
• Customer service is improved via automated coaching for web applications.  Lucid articulation of reasons behind a given credit or loan decision likewise makes for happier customers.  Specified reasons for a credit or loan decision are provided for easier and more pleasant customer interactions.
• Customers' needs are better met with personalized loan packaging and pricing specific to individual clients, while at the same time adhering to company lending policies, government regulations and bottom-line financial goals.
• The life and functionality of existing Loan Origination Systems may be extended by easy integration of next-generation features such as multi-product decisioning, debt repair, loan maximization and cross-selling.
• Policy changes may be quickly folded into the system and activated simultaneously in all channels.
• Descisioning is centralized and applied consistently at multiple points in the loan process, from multiple systems, across multiple channels.

New! For the MindBox® ARTEnterprise™ Product Family

ARTAdvisor™

ARTAdvisor™ is an innovative solution to help you understand the true risk and value in your portfolio to enable you to better manage it.  Detailed risk and value analysis to identify secondary market opportunities, early loss mitigation and workout options, retention strategies - all to maintain or improve your bottom line.  Track performance of known risk issues and identify emerging risk trends as they are developing to refine your strategies and keep performance high.  This real-time analysis can be as in-depth or as simple as you determine, done at your convenience and returned in a format that maximizes its usability for you and your organization.