The ARTEnterprise™ Product Family is a suite of rules-based, decisioning software components.  They reduce cost and risk with a proven approach that enables rapid automation of your business policies.  Loan and account origination, sales, customer service, underwriting, pricing, product configuration, and deal negotiation are all examples of decision intensive processes that are automated by MindBox® technology.  This technology is so powerful it allows you to tailor each individual interaction to optimize your relationship with a given customer, regardless of customer point of contact.  In addition, the ARTEnterprise™ Product Family helps your company retain and leverage its intellectual capital.  It captures the knowledge and decision processes of your best performers in an automated system, available 24/7.  As a result, everyone on your team performs at the level of your very best employee.  With the ARTEnterprise™ Product Family, your customers get the same high quality decisions or information regardless of how and when they look for it.  The ARTEnterprise™ Product Family incorporates ARTPrice™, ARTQualify™ and ARTOptimize™.

New! For the MindBox® ARTEnterprise™ Product Family

Risk Advisor

The RiskAdvisor is an innovative solution to help organizations manage loan portfolios.  The RiskAdvisor brings together risk analysis (reporting, simulation, rules) with workout analysis (rules, cases) and loan management (worksheet, rules) into one cohesive portal which can be used at all levels of the organization from executive management through to customer support agents.

Suitability Advisor

The Suitability Advisor is a ground-breaking solution to help organizations improve their compliance risk and their image in today's volatile market.  The SuitabilityAdvisor looks at characteristics not usually considered in eligibility decisions such as family characteristics, borrower outlook and other demographic data to create a suitability report and a suitability score to indicate the appropriateness of the deal for the borrower.

Benefits of MindBox® ARTEnterprise™ Product Family

• Every customer interaction now can be maximized with better lending decisions, because the MindBox® ARTEnterprise™ Product Family allows for improved integration of key aspects:  comprehensive lending knowledge and the best practices of top employees.
• A key result is increased revenue, owing to both the ability to find a solution for every situation by considering multiple product configurations and also to cross-sell other products or services.
• As all processes are driven by the company's policies, they facilitate the greater and faster throughput of loans in the system.
• Ability for the business-user to maintain and extend the rules in the system via the MindBox® Power Editor.
• Without sacrificing customization to the specific institution's guidelines, lending-decision systems are tracked onto faster deployment.
• Customer service is improved via automated coaching for web applications.  Lucid articulation of reasons behind a given credit or loan decision likewise makes for happier customers.  Specified reasons for a credit or loan decision are provided for easier and more pleasant customer interactions.
• Customers' needs are better met with personalized loan packaging and pricing specific to individual clients, while at the same time adhering to company lending policies, government regulations and bottom-line financial goals.
• The life and functionality of existing Loan Origination Systems may be extended by easy integration of next-generation features such as multi-product decisioning, debt reparation, loan maximization and cross-selling.
• Policy changes may be quickly folded into the system and activated simultaneously in all channels.
• Ability to centralize decisioning and apply it consistently at multiple points in the loan process, from multiple systems, across multiple channels.

LendingSpace is a provider of a full-functioned, end-to-end loan processing platform which includes Lead Management/CRM, POS, LOS, Vendor Management/Exchange, Document Management and Secondary Marketing capabilities.  The platform is built from the ground-up utilizing web technologies (Java, XML etc.) and standards (MISMO) and is available in both a licensed and hosted model.  MindBox is the sole reseller of this platform.